Merchant services

Lower your merchant fees and card processing costs.

Taking money, made easier and less expensive. Card fees add up over time, a fraction of a percent on every transaction. We compare providers for a sharper deal on each one. We do the legwork. You keep the savings.

No cost to you. We're paid by the supplier when you switch, never by you.

In short: Smarta compares merchant service providers across the market to cut the fees you pay on every card transaction. Those fees are small per sale but add up fast over a year, so a sharper rate makes a real difference to your bottom line. We're paid by the supplier when you switch, never by you.

Why your fees creep up

A fraction of a percent, on every single sale.

Fees add up quietly. Card processing is charged per transaction, so a small percentage you barely notice on one sale becomes a serious number across a full year of trading.

Rates rarely get re-checked. Most businesses sign once and never test the market again, even as better deals come and go. We re-bid it properly.

We compare the market. We put your processing in front of providers across the market and bring back a sharper deal on every transaction, in plain English.

Per
sale
Where the fee sits, and quietly adds up
Whole
market
Providers compared on your processing
£1,000+
Average saved per business across our services
£0
What you pay us. Supplier-funded.
How it works

One statement in. A sharper rate out.

1

Send your statement

Your merchant statement shows your current rates and transaction mix. That's everything we need to compare the market.

2

We compare providers

We put your processing to providers across the market and come back with the sharpest deal and the exact saving, in plain English.

→

You keep trading

If you switch, we manage it. You carry on taking payments, just at a better rate per transaction.

What local businesses say

Chantel Jenkins, Salumi Bar & Eatery.

Chantel runs Salumi Bar and Eatery across more than one site, so card fees were stacking up fast. Once we re-quoted the processing, she saw savings across every site. That's money straight back into the business, off a cost most owners never think to question.

See what you're really paying to take a card.

Send your merchant statement and we'll show you the sharper rate.

Upload your bill Call us, 01752 875100
Upload your bill Call, 01752 875100