Stop paying too much to take a card. We'll get that down.
Taking money, made easier and less expensive. Card fees add up over time, a fraction of a percent on every transaction. We compare providers for a sharper deal on each one. We do the legwork. You keep the savings.
In short: Smarta compares merchant service providers across the market to cut the fees you pay on every card transaction. Those fees are small per sale but add up fast over a year, so a sharper rate makes a real difference to your bottom line. We're paid by the supplier when you switch, never by you.
Your statement in. We find the gap.
Send your statement
Your merchant statement shows your current rates and transaction mix. That's everything we need to compare the market.
We compare providers
We put your processing to providers across the market and come back with the sharpest deal and the exact saving, in plain English.
You keep trading
If you switch, we manage it. You carry on taking payments, just at a better rate per transaction.
Savings across every site.
Salumi Bar and Eatery runs across more than one site, so card fees were stacking up fast. Once we re-quoted the processing, the savings landed across every site. That's money straight back into the business, off a cost most owners never think to question.
The suppliers we put to work for you.
We're whole of market, not tied to anyone. We compare across energy, water, broadband, card processing and mobile to find the deal that fits your business.
Questions, answered.
How do you lower my card processing costs?
Card fees are charged on every transaction, so a fraction of a percent adds up fast over a year. We compare providers across the market and find you a sharper deal on each transaction, then show you the difference in plain English.
Do I have to change my card machine?
Not always. It depends on your setup and the provider that wins on price. We'll talk you through exactly what changes, if anything, before you commit to anything.
What does it cost to use Smarta for merchant services?
Nothing to you. We're paid by the supplier when you switch, never by you, and we'll tell you the exact arrangement on your deal if you ask.
Can you help a business with more than one site?
Yes. We've helped multi-site businesses cut card costs across every location. Salumi Bar and Eatery saw savings across multiple sites once we re-quoted their processing.
See what you're really paying to take a card.
Send your merchant statement and we'll show you the sharper rate.